Lending Services

We offer a full range of Lending services tailored to you as a First Time Home buyer, Homeowner or Investor. We’re your local resource when it comes to financing. In today's market it's important to work with a firm you can trust, its equally important that you as a borrower have an opportunity to shop around for the best Interest rate and terms.

Benefits of using Maximum Mortgage & Real Estate, Inc.

• Our Team has over 20 years’ experience in the San Diego Market.
• We can offer Conventional, FHA, VA, Reverse Mortgages and Private Money Products.
• We are a One Stop Resource for Real Estate, Lending and Management Solutions.
• We love to support our Community and were actively involved with The Chamber of Commerce, School District and Military Outreach.

Purchase Pre Approval Requirements and Documents needed

• 580 FICO and Above
• 2 Years Employment History ( 1 year is OK case by case)
• Proof of down payment (Does not apply to VA)
• 2 months’ Pay Stubs
• 2 years recently filed tax return
• Copy of Recent Mortgage Statement(s)
• Copy of Government ID ( Driver’s License, Passport, Military ID)

Refinance Requirements and Documents Needed

• No Mortgage Late’s in the last 12 months
• 620 FICO ( Does not apply to VA)
• 1 Years Employment History (Does not apply to VA Streamline Refinance)
• 2 months’ Pay Stubs
• 2 years recently filed tax return
• Copy of Recent Mortgage Statement(s)
• Copy of Government ID ( Driver’s License, Passport, Military ID)